1.1 Background to Study
This study focuses on Insurance Pursuant to Nigerian Laws: The Islamic Law Option. Almost all of the legal systems on the planet recognized and protected certain rights for human beings.
In addition to these rights that have been acknowledged, there are certain rights that have been deemed as essential.
rights. The ability to purchase and keep one’s own property is one of these essential rights. The
The Nigerian Constitution, like to the constitutions of other civilized nations, followed suit and acknowledged
these basic civil liberties
1. The right to acquire and own property is one of the most important of these rights.
In continuation with what was said above, the right to hold property was even more strictly regulated and guarded.
safeguarded to the degree that interference with the same (someone’s property) without prior authorization is not permitted.
In addition to the aforementioned, a Nigerian citizen is permitted to do the following, but with some restrictions:
had resorted to using his own resources in an effort to protect his property 4.
In comparison, Islam and indeed Islamic law equally provides for, in complete form, for,
the most fundamental rights have been preserved and guaranteed5 (among which is right to own property).
Not only did Islamic law acknowledge and safeguard the right (which will be referred to particularly in this context), but it also
1 Refer to Title IV of the Constitution of the Federal Republic of Nigeria, which was adopted in 1999. (as amended).
2 Refer to § 43, cited in ibid.
3 For an illustration of this, see section 286 of P.